LAST UPDATED ON 21/7/2023

DISCLAIMER: THESE​ ​TERMS​ ​AND​ ​CONDITIONS​ ​OF​ ​USE​ ​ARE​ ​LEGALLY​ ​BINDING.​ ​IT​ ​IS​ ​YOUR RESPONSIBILITY​ ​TO​ ​READ​ ​THESE​ ​TERMS​ ​AND​ ​CONDITIONS​ ​OF​ ​USE​ ​CAREFULLY​ ​PRIOR​ ​TO​ ​PURCHASE, USE,​ ​OR​ ​ACCESS​ ​OF​ ​ANY​ ​OF​ ​OUR​ ​PRODUCTS OR SERVICES.

GENERAL PROVISIONS

THIS WEBSITE IS OWNED AND OPERATED BY FIPROFAT.

YOU MUST BE AT LEAST SIXTEEN YEARS OF AGE TO USE OUR WEBSITE. USE OF THIS WEBSITE IS AT YOUR OWN RISK. WE HOST OUR SITE ON A REPUTABLE PLATFORM AND TAKE REASONABLE EFFORTS TO MAINTAIN AND HOST THE SITE. HOWEVER, WE MAKE NO EXPLICIT REPRESENTATIONS OR WARRANTIES AS TO THE SAFETY OF YOUR INDIVIDUAL USE OF THE WEBSITE. THE TERMS AND CONDITIONS CONTAINED ON THIS PAGE ARE SUBJECT TO CHANGE AT ANY TIME.

TERMS​ ​OF​ ​SITE & SERVICE ​PURCHASER​ ​AGREEMENT

ALL PROGRAMS, PRODUCTS, AND SERVICES ​ARE OWNED AND PROVIDED BY FIPROFAT (“COMPANY” OR “WE” OR “US” OR “OUR”). THE TERM “YOU” OR “YOUR” REFERS TO ANY USER OR PURCHASER OF SAID PROGRAM(S), PRODUCT(S) OR SERVICE(S) (THE “OFFERING”). THESE TERMS AND CONDITIONS OF USE GOVERN AND DEFINE HOW YOU ARE ALLOWED TO USE AND ACCESS COMPANY’S OFFERING. WE RESERVE THE RIGHT TO UPDATE AND CHANGE THESE TERMS AND CONDITIONS OF USE AT ANY TIME, AND WILL UPDATE THEM ACCORDINGLY WITH THE ‘DATE LAST UPDATED’ AT THE TOP OF THIS PAGE.

YOU ARE LEGALLY BOUND TO THESE TERMS AND CONDITIONS OF USE WHETHER OR NOT YOU HAVE READ THEM. IF YOU DO NOT AGREE WITH ANY OF OUR TERMS AND CONDITIONS OF USE, PLEASE EMAIL US ​AND WE WILL MAKE REASONABLE EFFORTS TO REMOVE YOUR NAME, EMAIL, AND ACCESS TO OUR OFFERING AND WEBSITE(S).

YOUR​ ​PRODUCT​ ​OR​ ​COURSE​ ​USE​ ​AND​ ​CONSENT

WHEN YOU PURCHASED OUR OFFERING, YOU WERE GIVEN A REASONABLE NOTICE THAT THESE TERMS AND CONDITIONS OF USE EXISTED. BY MOVING FORWARD WITH YOUR PURCHASE OF THE OFFERING AND FURTHER ACCESS OF THE OFFERING, YOU IMPLICITLY AGREED AND CONTINUE TO AGREE TO ABIDE BY THESE TERMS AND CONDITIONS OF USE, AS WELL AS ANY DISCLAIMERS AND PRIVACY DISCLOSURES CONTAINED IN THESE TERMS AND CONDITIONS OF USE.

YOU AGREE YOU ARE AT LEAST 18 YEARS OLD OR OF AGE IN YOUR APPLICABLE JURISDICTION TO ACCESS THE OFFERING. ACCESS OF OUR OFFERING AND RELATED MATERIALS BY A MINOR IS A VIOLATION OF USE, AND WE RESERVE THE RIGHT TO TERMINATE YOUR ACCESS IF SUCH AN ISSUE IS DISCOVERED.

INTELLECTUAL PROPERTY NOTICE

ALL IMAGES, TEXT, DESIGNS, GRAPHICS, TRADEMARKS, AND SERVICE MARKS ARE OWNED BY AND PROPERTY OF FIPROFAT, OR THE PROPERLY ATTRIBUTED PARTY. IT IS A VIOLATION OF FEDERAL LAW TO USE ANY OF OUR INTELLECTUAL PROPERTY IN WHOLE OR IN PART, AND MODIFICATION OF ANY MATERIALS CONTAINED ON THIS SITE IS ILLEGAL AND MAY BE PROSECUTED TO THE FULLEST EXTENT PERMISSIBLE SHOULD WE CHOOSE TO DO SO, INCLUDING ASKING FOR FINANCIAL PENALTIES (DAMAGES) AND/OR AN INJUNCTION FORCING YOU TO STOP USING OUR INTELLECTUAL PROPERTY IMMEDIATELY.

YOU MAY NOT USE OUR INTELLECTUAL PROPERTY IN ANY WAY, WHICH INCLUDES REPUBLISHING ANY TEXT, IMAGE, DESIGN, OR OTHER PROPERTY ON ANOTHER WEBSITE, OR POSTING A QUOTE OR IMAGE FROM OUR SITE TO ANY THIRD-PARTY WEBSITE INCLUDING SOCIAL MEDIA. WE HAVE SPENT A GREAT DEAL OF TIME AND MONEY BUILDING THE INTELLECTUAL PROPERTY LOCATED ON THIS SITE AND IN ORDER TO MAINTAIN THE INTEGRITY OF IT, WE CANNOT ALLOW ANY THIRD PARTY USE.

SECURITY​ ​AND​ ​ASSUMPTION​ ​OF​ ​RISK

SECURITY

IT IS YOUR RESPONSIBILITY TO SECURE YOUR USERNAME AND PASSWORD FROM THEFT OR ANY OTHER MEANS OF UNAUTHORIZED USE THAT WOULD VIOLATE THESE TERMS AND CONDITIONS OF USE. BY UTILIZING THESE PAYMENT PROCESSORS TO GAIN ACCESS TO THE OFFERING, YOU INDEMNIFY US AND INSTEAD ASSUME ANY AND ALL RISK OR LIABILITY FOR THE SECURITY OF THE PAYMENT DETAILS, AND AGREE TO BE BOUND BY THE THIRD-PARTY PAYMENT PROCESSOR’S APPLICABLE TERMS AND CONDITIONS OF USE.

CONFIDENTIALITY

​YOU HAVE NO RIGHT TO CONFIDENTIALITY UNLESS OTHERWISE EXPLICITLY STATED, SUCH AS IN A SUBSEQUENT CLIENT AGREEMENT, OR OTHERWISE IMPLICITLY AGREED UPON AS MANDATED BY LAW OR FIDUCIARY DUTY.

ASSUMPTION​ ​OF​ ​RISK

​BY ACCESSING OUR OFFERING AND/OR RELATED MATERIALS, WHETHER PAID OR UNPAID, YOU ASSUME ALL THE RISK OF YOUR ACCESS AND ANY SUBSEQUENT ACTIONS YOU CHOOSE TO TAKE AS A RESULT OF THE INFLUENCE, INFORMATION, OR EDUCATIONAL MATERIALS PROVIDED TO YOU.

YOUR COMMUNICATIONS

ANY COMMUNICATIONS MADE THROUGH OUR ‘CONTACT’, BLOG, BLOG COMMENTS, NEWSLETTER SIGN UP, OR OTHER RELATED PAGES, OR DIRECTLY TO OUR PHONES OR MAILING OR EMAIL ADDRESSES IS NOT HELD PRIVILEGED OR CONFIDENTIAL AND IS SUBJECT TO VIEWING AND DISTRIBUTION BY THIRD PARTIES. WE OWN ANY AND ALL COMMUNICATIONS DISPLAYED ON OUR WEBSITE, SERVERS, COMMENTS, EMAILS, OR OTHER MEDIA AS ALLOWED BY THE U.S.LAW, AND WILL NOT GIVE CREDIT OR PAY ROYALTIES FOR UNSOLICITED USER-GENERATED CONTENT SUCH AS BLOG COMMENTS OR EMAILS. FOR MORE INFORMATION ON WHEN AND HOW WE STORE AND USE YOUR COMMUNICATIONS OR ANY DATA PROVIDED BY YOU IN THOSE COMMUNICATIONS, PLEASE REFER TO OUR PRIVACY POLICY ON THIS PAGE.

WE MAINTAIN A RIGHT TO REPUBLISH ANY SUBMISSION IN WHOLE OR IN PART AS REASONABLY NECESSARY IN THE COURSE OF OUR BUSINESS. YOU AGREE NOT TO SUBMIT ANY CONTENT OR COMMUNICATIONS THAT COULD BE ILLEGAL OR SERVE AN UNLAWFUL PURPOSE, INCLUDING, BUT NOT LIMITED TO COMMUNICATIONS THAT ARE POTENTIALLY LIBELOUS OR MALICIOUSLY FALSE, OBSCENE, ABUSIVE, NEGLIGENT, OR OTHERWISE HARMFUL OR INAPPROPRIATE.